Tennant Risk Services Insurance Agency LLC ("Tennant" or "Tennant Risk Services") follows a series of policies relating to this site that are summarized in this section of the site entitled "Legal/Privacy". This area of our site summarizes our legal policies relating to this web site that are important to our business and your protection. These policies are effective as of January 1, 2011. We reserve the right to change these policies at any time and will endeavor to post any changes to these policies at this site as soon as possible after they go into effect. Please read all of the following information. Your comments are appreciated.
Tennant Risk Services provides this Internet site and related Internet services subject to your compliance with the terms and conditions set forth below. Your use of this site and the information and materials provided herein are subject to the terms set forth herein. By using this web site and the accompanying materials, and by your continued use of this site, you agree to the terms for this use and any subsequent use. Please read the following information carefully because it constitutes a legally binding contract between you and Tennant Risk Services.
Tennant Risk Services retains title to and ownership of all information, materials, data, forms, and intellectual property provided on this web site (collectively, the "Material"), including, without limitations, all copyright, trademark, trade secret, and other proprietary rights in the Material. You agree not to remove from the Material any copyright notice, trademark notice, or other notice on the Material. Tennant Risk Services is granting to you a non-exclusive license to use the Material solely for your use on this web site as a retail insurance agent or broker, or as an insured client of Tennant Risk Services. In no event shall you create any derivative works of any Material.
The primary purpose of this web site is to assist in the provision of insurance and insurance related services to you and your clients. In the course of doing business through this web site with you, Tennant may collect and use the information you provide to better serve you and your clients in providing insurance and insurance related services. We may also collect information from third parties for similar purposes. In many cases, information that you may provide about you and your clients will be shared with other organizations in order to provide insurance and insurance proposals to you and your clients. These other organizations may include insurers and their representatives assisting or working with us in this process. In addition, we will release information as required by law.
Through our web site we collect personal and non-personal information. Non-personal information is collected to track visitors to our sites and to guide our efforts to improve our sites. The non-personal information we monitor includes information such as the browser type and operating system being used by our visitors, areas of the sites visited, date and time of access, host or service-provider information and identification of the referring site.
Personal information that can identify a visitor, such as name, address or insurance related information is collected only when voluntarily offered. We may request that you voluntarily supply us with personal information, including your e-mail address, postal address, home or work telephone number for purposes such as correspondence and the provision of insurance and insurance related services.
We use our best efforts to ensure the security of personal and business information submitted by users. When we collect other information from our users, it is stored in an area where the general public does not have access to it.
Our site may contain links to other web sites. We have no control over the policies, privacy practices or the content of any of the web sites to which we may provide links. We recommend that you should check the privacy and other policies of the web site sponsor when linking to other web sites.
Copyright © 1999-2011 Tennant Risk Services Insurance Agency, LLC All Rights Reserved.
No part of the materials made available may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means electronic, mechanical, photocopying, recording, or otherwise without prior written approval from Tennant Risk Services.
1.The materials made available, including materials in linked sites directly or indirectly accessible from here, are provided "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON INFRINGEMENT.
We do not warrant that the materials will be error free, nor free of viruses, defamatory, offensive, or other harmful matter. You assume the entire cost of any necessary service, repair, or correction.
2.We do not maintain the materials that can be accessed from linked sites and we are not responsible for the contents thereof. Any reference to a linked site or any specific third party product or service by name does not constitute or imply its endorsement by us, and you assume all risk with respect to its use.
3.UNDER NO CIRCUMSTANCES SHALL WE, NOR OUR AFFILIATES, AGENTS, AND SUPPLIERS, BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL, OR OTHER DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST REVENUES, OR SIMILAR ECONOMIC LOSS), WHETHER IN CONTRACT, TORT, OR OTHERWISE, ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS AVAILABLE HERE OR IN ANY LINKED SITE, EVEN IF WE ARE ADVISED OF THE POSSIBILITY THEREOF, NOR FOR ANY CLAIM BY A THIRD PARTY.
4.You shall not copy, use, modify, transmit, distribute, reverse engineer, or in any way exploit copyrighted or proprietary materials available from this site, except as expressly permitted by the respective owner(s) thereof. Use of any software available for downloading is governed by the terms of the applicable license agreement accompanying or included with the software. All trademarks, service marks, and trade names are the marks of the respective owner(s), and any unauthorized use thereof is strictly prohibited.
5.You agree to defend, indemnify, and hold us and our affiliates harmless from and against any and all claims, losses, liabilities, damages and expenses (including attorney's fees) arising out of your use.
Information contained on this site is offered as a general resource only. It should not be relied upon as legal or insurance advice, nor as a description of coverage provided in any specific policy. The terms of the insurance policies offered by our various insurers may vary significantly, and nothing herein should be interpreted as a description of the coverage contained in your policy or your client's policy. You must read the policy in order to determine the specific coverage provided. Nothing contained on this site should be construed as altering the insuring agreements, terms, conditions, exclusions or endorsements of any insurance policy.
Tennant Risk Services is licensed as a property/casualty insurance broker, producer or agent and a surplus lines insurance broker in many states. However, insurance coverage referred to on this site is not available in all states. Please contact us for information on the availability of a particular product in your state.
In CT, Tennant Risk Services Insurance Agency LLC, License No. 002107820
Tennant Risk Services earns and retains usual and customary compensation via commissions and fees for its role in placing insurance with insurers. Additionally, Tennant may receive contingent compensation from some insurers based on factors that are not client specific, such as aggregate loss experience, or size or performance of an overall book of business. More information about contingent compensation is available upon request.
Each form, agreement and document provided in this site should be treated as a starting point and is not a substitute for professional analysis. Each form, agreement and document is included with the understanding and agreement that the author is not engaged in rendering legal or insurance advice. If legal or other expert assistance is required, the user should seek the services of a competent professional. Reader assumes all responsibilities and obligations with respect to any decisions or advice made or given as a result of the use of any form, agreement or other document and for the selection of a form, agreement or other document to achieve the reader's intended results.
Information contained on this site does not, and is not intended to, constitute an advertisement, solicitation or offer of sale in any jurisdiction in which Tennant Risk Services is not licensed. The information contained herein was believed to be accurate at the time it was posted. Tennant Risk Services does not accept responsibility for the timeliness of the information at the time it may be accessed and makes no commitment to update any of the information contained herein.
Links to other sites that are not maintained by Tennant may be accessed through this web site. Such external sites contain information created, published, maintained or otherwise posted by organizations and entities independent of Tennant and Tennant is not responsible for the content of those sites nor does it approve, endorse or certify information available at any external site or linked addresses contained herein.
Please note that messages traveling through the Internet using e-mail processes may be subject to viewing, alteration, and copying by potentially anyone on the Internet, and email and internet communications are inherently unreliable. If you do not get confirmation of receipt of a communication to us, assume that we did not receive it. We are not responsible for the security, reliability or confidentiality of communications you send to us through the Internet using e-mail or other internet related processes.
The information contained herein is also intended to provide only a general overview of the materials discussed. It is not intended to establish any professional standards nor is it intended to serve as legal advice regarding any particular situation. Competent professional counsel should be consulted for any legal planning and advice.
You may not assign your rights and obligations to any third party hereunder without the prior written consent of Tennant Risk Services. For purposes herein, a transfer of a majority of your assets or any change in your control, is considered an assignment. If any provision stated herein is held void or unenforceable, such provision will be treated as severable, leaving valid the remainder of the terms.
TENNANT DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS. TENNANT DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THE SITE, IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS, SUITABILITY OR OTHERWISE. YOU (AND NOT TENNANT) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION RESULTING FROM YOUR USE OF THE SITE. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE AND ALL SITE-RELATED SERVICES.Tennant reserves the right to withdraw, suspend or discontinue any functionality or feature in the Site, including the cessation of all activities associated with the Site.